About Us

The future of commerce is going to be robust and complex, it’s our mission to make it easier.

Easy Pay Direct was founded on a simple idea: business owners have enough on their plate without payment processing becoming a problem. Two decades, 60,000+ businesses, and $12B+ in processed volume later, that’s still the belief.

We work with businesses across the full spectrum. From lower risk profiles such as ecommerce brands, contractors, restaurants, and more, to complex businesses such as, agencies, SaaS, information products, CBD, firearms, travel, and dozens of others.

What ties them together is that they want a processor who actually knows their business, whether that business is a single store or a multi-entity operation moving nine figures a year.

The pattern we see most often is the same regardless of size or vertical: a processor freezes funds, or closes the account the moment something looks unusual.

Our team underwrites your business and leverages our banking network to ensure stability. That’s why merchants stay with us for years instead of months.

GET STARTED
The Easy Pay Direct team

Address:

#240-2006, 2028 E Ben White Blvd, Austin, TX 78741, USA

Office Hours (CST):

Monday – Friday: 9am – 5pm Saturday & Sunday: Closed

$12B+
in payments processed
60K+
businesses supported
0
years of experience
Source: Founded 2012
30+
banking partners

Leverage new tech as it comes out while building for the inevitable Agentic future

The part of our business that’s been compounding for 13+ years is dedicated merchant accounts placed with the right back-end bank. The part we’re building next is EPD Commerce.

EPD Commerce is our platform for agentic commerce, the layer that sits between a merchant’s existing stack and the AI-driven world that’s coming for ecommerce. It’s built around four capabilities, in order: Create, Analyze, React, Transact. Create the surfaces that AI agents and search engines can actually understand. Analyze what’s working and what isn’t. React to the patterns in real time. Transact through an underwritten merchant account that doesn’t fall over when traffic patterns change overnight.

Regardless of size, we optimize your business and merchant account to run smoothly with the future of commerce. We’re the one that’s still there in year three when the business has doubled in volume and the original bank isn’t the right fit anymore. We build tools that are easy to use without explanation, and we also build AI agents to help you seamlessly transact your business in a way that positions you for the future. Plus, you’ll have a dedicated account manager who can help you at any time.

Companies that have processed with us include Grant Cardone, Tony Robbins, Frank Kern, Dean Graziosi, and Amy Porterfield, alongside thousands of ecommerce brands, info-product businesses, and agencies most people have never heard of who quietly process millions a year through Easy Pay Direct.

Friendly, Tactical Technology

Easy Pay Direct was designed to be clean-cut, intuitive, and powerful. We believe that technology is not powerful unless it’s used – and it won’t be used unless it’s easy.

Easy Pay Direct Is Powerful

  • Process payments, credit cards, electronic checks, and ACH transactions
  • Use email invoicing, recurring billing, batch uploading, and online payment forms to collect payments

Not only is the design easy and intuitive, but we have also added one-click answers for almost all of your questions.

You can click on a link from nearly any page and get the answer you’re looking for. If you’d rather have someone walk you through it, we’re only a phone call away.

What Do Our Clients Think?

Proven success, shared by our clients.

Human Help

In a world that’s expanding online and increasingly being run by AI agents, knowing that a real person picks up when you call matters more, not less. We train you and your team on the system up front so payments stop being something you have to think about. After that, when something does come up, a real human answers, usually the same one who set up your account. That standard runs through our platform too: transaction routing, decline recovery, and chargeback mitigation are built in, and EPD Commerce is Level 1 PCI compliant and SOC 2 with independent external validation.

Security

Safe, reliable, simple online tools are becoming more and more critical.

The Easy Pay Direct system was designed to make online payments secure, easy and reliable. We store all information securely so you don’t have to. We go above and beyond PCI compliance with our quarterly scans. Security isn’t about meeting the requirements, it’s about making sure your information and reputation are safe. Upholding your reputation is easy with us.

1:1 Dedicated Contact
SM

Sarah M.

E-Commerce · Shopify

Gateway issue fixed in 20 minutes. Fastest support I’ve experienced.

JR

James R.

SaaS · Subscription Billing

Had a billing flag — resolved before I finished my coffee.

LT

Lisa T.

E-Commerce · Shopify

My rep knows my business inside out. Never have to re-explain anything.

DK

David K

SaaS · Subscription Billing

Same person every time I call. Feels like they’re part of my team.

98% Same-Day Resolved

A Clear, Risk-Aligned Approval Process

We structure approvals around your business model to ensure long-term payment stability.

1

Apply

Submit your business details.

2

Verify

Upload supporting documents

3

Underwriting

Our bank relationships, your advantage

4

Go Live

Start processing with confidence Plus continued optimization and support

Open a merchant account

Open Your Small Business Merchant Account

Beyond A Million

Payment Processing And Entrepreneurship Go Hand In Hand

Join us for the Beyond A Million Podcast where each week, we sit down with high 7, 8, 9 and even 10-figure entrepreneurs to uncover the tactics and strategies that worked to scale their businesses.

If you’re an entrepreneur or business professional that’s looking to level up & continue to scale far beyond the million dollar mark, this podcast is for YOU.