Merchant Accounts Built Around Your Business
Underwritten merchant accounts aligned to your industry, fulfillment model, and risk profile. Including support for high-ticket, subscription, regulated, and higher-risk businesses.
Accept credit cards with a payment platform designed to support your business as it starts, grows, and scales without interruptions or unnecessary risk.

Trusted by businesses processing at scale
Easy Pay Direct supports businesses across leading platforms, CRMs, and custom stacks.




Every business processes differently. We structure merchant accounts, gateways, and risk controls around how you sell, how you deliver, and how you scale.
Easy Pay Direct gives you a more stable way to accept payments by underwriting your account upfront. That means your business is positioned to grow with fewer disruptions, more protection, and a payments setup designed for today and the future of commerce.

Easy Pay Direct provides merchant accounts, gateway infrastructure, and risk support as a single, integrated solution, designed to support growth instead of breaking as your business becomes more complex.
Underwritten merchant accounts aligned to your industry, fulfillment model, and risk profile. Including support for high-ticket, subscription, regulated, and higher-risk businesses.
A secure online payment gateway with tokenization, recurring billing, fraud tools, and multi-merchant account routing to support redundancy and long-term scalability.
Chargeback monitoring, alerts, and strategic guidance to help manage dispute exposure, protect account health, and reduce preventable processing issues as volume grows.
Connect to 500+ platforms including Shopify, WooCommerce, ClickFunnels, CRMs, funnel builders, and custom applications through direct integrations and developer-friendly APIs.
Upfront underwriting before you process
Dedicated point of contact
Ongoing account optimization and support
Infrastructure designed to scale with your business
Easy Pay Direct manages the infrastructure that allows payments to move reliably from customer to business.
Tokenized card vaulting
Replace card data with secure network tokens to reduce fraud, boost approvals, and streamline recurring payments.
Fraud scoring and rule-based filters
Reduce fraud with robust filters and scoring mechanisms.
Subscription and recurring billing
Advanced subscription and recurring functionality so you can charge your customers how you want, when you want.
Hosted checkout and invoicing
Send your clients hosted checkout links through DMs, text, email and more, plus easy invoicing.
Mobile payment options
Take your payments on the go with easy mobile payments and tap-to-pay options.
Multi-merchant account routing
Automatically route transactions across accounts so when one goes down, you can still access your funds.
Accounting and reporting integrations
Integrates with your favorite platforms so you don't have to change workflows.
500+ Integrations
Easy Pay Direct integrates with ecommerce platforms, CRMs, funnel builders, and custom stacks.

EPD Commerce helps you create, automate, analyze, and transact commerce from a unified platform. Run modern workflows, streamline operations, and manage performance with integrated payment infrastructure.
We structure approvals around your business model to ensure long-term payment stability.
Apply
Submit your business details.
Verify
Upload supporting documents
Underwriting
We match you with the right bank
Go Live
Start processing with confidence
AI tools like ChatGPT are becoming a new way customers discover products and decide what to buy. As conversational shopping grows, businesses need payment infrastructure that can support purchases initiated through AI platforms.
Easy Pay Direct helps support this shift with infrastructure designed for modern commerce:
As new purchasing experiences develop, your payment infrastructure should already be ready.
DISCOVER
AI-driven product discovery and conversational shopping experiences
PAY
Secure processing across emerging commerce channels
CONFIRM
Reliable infrastructure built for long-term growth
Easy Pay Direct merchants are building 7, 8, and 9-figure businesses and we recognize every milestone. The Beyond a Million Awards honor merchants who have crossed verified processing milestones of $1M, $10M, $50M, and $100M+ in lifetime transaction volume through Easy Pay Direct.

BAM
$1M+

BAM X
$10M+

BAM 50
$50M+

BAM 100
$100M+
Merchants across industries rely on Easy Pay Direct for stable payment infrastructure.
Besides getting us a great rate, they really helped us get our money released after we did a launch and had a bunch of money held. They are always quick to respond, always keeps us in the loop, and always shoot straight.
Colin E.
CEO, Reiprintmail
The team actually understands high-risk industries. They walked us through underwriting and helped reduce chargebacks by nearly 30%.
Maya R.
Ops Mgr, Core Coaching
We switched to Easy Pay Direct after multiple freezes with Stripe. They handled everything quickly and got us approved within two days. Haven’t looked back since.
DK
Daniel K.
Founder, Pure Supplements Co.
Customer support is top-notch. When we needed help integrating multiple accounts across our brands, they handled the whole setup same-day.
SL
Sarah L.
Director of Finance, Northwind Retail